IP Merchant Solutions allows convenience store operators to reduce their credit card processing costs while at the same time reducing authorization times.  Regardless of your current card-processing agreement, we can show you how you can work with your financial institution to reduce your authorization and processing fees – in most cases substantially by eliminating your dial authorization and moving to an Internet Protocol (IP) infrastructure.  Additional benefits of IPMS’s solution provides for LAN/WAN connectivity to remote locations for fuel tank monitoring, sales polling, streaming video training, remote monitoring, gift/loyalty programs and many other IP based offerings as a side-benefit of our authorization solution. 

Volume means savings.  IP Merchant Solutions aggregates your point of sales transactions securely and reliably with other merchant transactions to give you additional volume to reduce your card processing charge percentage.  You get the benefit of IPMS’s volume when you negotiate your check and credit card processing fee, which reduces your processing costs.

Reduced access charges mean savings.  With our volume and direct circuits to processors, your transaction costs are reduced significantly.  IPMS replaces your current dial authorization infrastructure with inexpensive broadband connections, which reduces the cost of your transaction costs for check and card authorizations.  With the replacement of your dial infrastructure, you receive a myriad of other benefits including: 

• In many cases, a broadband connection over the Internet can be LESS EXPENSIVE than your current dedicated authorization dial connection when you eliminate multiple dial lines

• Unlike most broadband offerings, IPMS’s broadband access is extremely secure, reliable and scalable with built-in multi-tunnel VPN, firewall and intrusion detection

• Broadband connections are monitored 7/24 in both static and dynamic IP environments.  7/24 connectivity and merchant helpdesk is included in all merchant authorization solutions.  Dial backup in the case of broadband failure is also included as part of the IPMS service

• Internet access provided at no charge.  Since IPMS’s transaction network is based upon controlled Internet access, you receive Internet access as part of IPMS’s service.  By ordering on-line from suppliers and vendors, additional purchasing discounts can be obtained

• IPMS’s typical broadband access coverage is over 80% of average merchant locations.  For those locations without broadband access, options of wireless, satellite and traditional frame relay and T-1 access are available

• IP Merchant Solutions can take responsibility for the design, testing, implementation, rollout and subsequent support or the authorization system eliminating the merchant having to be involved integrating the entire POS LAN/WAN solution

FAST merchant approvals.  Merchants will see authorization times reduced from the typical 12-15 second dial approval to 2-4 seconds.  Faster authorizations mean increased customer satisfaction and increased customer revenue throughput.

Always-on connection provides further cost savings.  With an IP-based, always-on backbone, merchants can now eliminate their daily polling infrastructure and obtain real-time location sales, inventory and other statistics requiring real-time data.  Multi-location merchants can provide their remote locations with email, video training, conferencing and any other IP-based applications.

POS integration.  National Transaction Processors have expertise to integrate virtually ANY point of sale authorization device.  Even if your POS does not support Internet Protocol, IPMS can inexpensively IP-enable the device.  This means you don’t have to make hardware or software changes to your current infrastructure.